Loaded Cowboy Queso
Get ready for people to gather ’round this party dip like a group of cowboys around a campfire on a cold cattle drive. This recipe for loaded cowboy queso is one to keep on standby for game day and through the holiday season.

Originating from the American Southwest, loaded cowboy queso is a spin on the traditional Mexican queso dip, but with an extra punch of heartiness. It’s a gooey, cheesy blend of flavors with a smoky, savory kick, perfect for gatherings with friends and family.
First, there’s the ground beef or sausage that gives it a satisfying, stick-to-your-ribs quality. Then, you’ve got that creamy base, thanks to the half-and-half and Velveeta cheese.
But what really takes this cowboy queso dip to the next level are the mix-ins: tangy pepper jack cheese, zesty Rotel tomatoes and green chilies, crunchy red onion, fresh cilantro, and hearty black beans. It’s a fiesta of flavors that’ll have everyone coming back for seconds and thirds.
What to serve with loaded cowboy queso
Alongside your big bowl of loaded cowboy queso, you’ll want to make sure you’ve got plenty of dippers on hand. Of course, tortilla chips and corn chips are classic choices but don’t be afraid to add other options like fresh veggies.
Carrots, celery, and bell peppers are all great for adding a cool, contrasting crunch to the cheesy dip while keeping things on the lighter side. They also offer a sweet contrast to the salt. For a more filling option, try serving the queso with warm flour tortillas or even sliced baguette.
As for beverages, a light, cold sweet tea is perfect, as are many different beers—especially a light beer or pale ale against the rich flavors of the dip.
Besides being the perfect appetizer for parties and other gatherings, this dip is a great addition to family Taco Tuesdays alongside some juicy ground beef tacos seasoned with my homemade taco seasoning.
Ingredients needed to make loaded cowboy queso
Here are the essentials to round up for this yummy queso recipe, plus a little info about what each adds to the appeal.
- Ground Beef or Pork Sausage: Adds a hearty, savory element, plus protein.
- Half and Half: Provides a rich and creamy base for the queso.
- Velveeta Cheese: Creates a smooth, melty texture that’ll make every bite irresistible.
- Pepper Jack Cheese: Gives the dip a nice kick of heat and a tasty tang.
- Rotel Tomatoes and Green Chilies: Adds a zesty, smoky flavor and a touch of spice.
- Red Onion: Provides a pungent onion flavor and a pleasant crunch.
- Cilantro: Freshens up the queso with its bright, herbaceous taste. Chop extra for garnish, if desired.
- Black Beans: Adds fiber and more protein for a more filling dip.
- Tortilla Chips: The perfect vehicle for scooping up heaping helpings of queso. See above for alternative or add-on dippers.
Kitchen equipment needed
- Large skillet or large sauce pan
- Spatula
Frequently asked questions about loaded cowboy queso
Here are common questions and answers about making this loaded cowboy queso recipe. If you have a question I’ve not covered, drop it in the comments section, and I will get back to you as soon as I can!
Can I make this queso ahead of time?
Yes, you can make this queso ahead of time! Just store it in an airtight container in the fridge and reheat it gently on the stove or in the microwave when you’re ready to serve.
How can I adjust the spice level?
If you’re a fan of spicy foods, try using a hot variety of Rotel tomatoes and green chiles, or even adding some diced jalapeños. You could also add a dash of cayenne pepper. If you prefer a milder queso, stick with regular Rotel and skip the extra heat.
Can I substitute the Velveeta cheese with something else?
Yes, you can swap in a different processed cheese product or even make your own cheese sauce using a blend of sharp cheddar and cream cheese.
How many people will this recipe serve?
This loaded cowboy queso recipe will make enough to feed a crowd – around 8-10 people, depending on portion sizes.
What other proteins can I use instead of ground beef or sausage?
Feel free to experiment with ground turkey, chicken, or even diced cooked bacon for a fun twist on this classic dip.
More Grandma Approved Recipes to Try
If you enjoyed this delicious recipe for loaded cowboy queso, you should try some of these other grandma-approved recipes!
- Beef Enchilada Recipe with Cheese Sauce
- The Best White Queso
- Bisquick Sausage Balls Recipe with Cheese
- Buffalo Chicken Dip
- Loaded Baked Potato Dip
I hope you love this cheese dip recipe as much as my friends and family do!
Loaded Cowboy Queso
Equipment
- Cast iron skillet or large saucepan
Ingredients
- ½ pound ground beef or sausage
- ¾ cup half and half
- 16 ounces Velveeta cheese cubed
- 1 cup pepper jack cheese shredded
- 1 can Rotel tomatoes and green chiles drained
- ⅓ cup red onion chopped
- ¼ cup cilantro rinsed and chopped
- 15 ounces black beans drained and rinsed
- Tortilla chips for serving
Instructions
- Brown the protein and drain the excess grease, if needed.
- Reduce the heat and add half and half, Velveeta cheese and pepper jack cheese.
- Stir continuously until cheeses are melted
- Add beans, cilantro, tomatoes and green chilies and onion.
- Stir until well combined.
- Serve warm with tortilla chips.